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Why we exist

Financial services

AI has made impersonation cheap. A deepfaked video call, a cloned voice and a fabricated KYC file no longer require a skilled crew; they require a prompt.

At the same time, UPI and instant rails settle value in seconds with no batch window to review it. The pause that fraud teams relied on to catch a bad transfer is gone.

Agentic AI runs at machine speed and does not rest, on both sides of the wall.

You can hold an employee accountable. You cannot fire an AI agent.

Utilities

DISCOMs are putting operational technology on the network and extending the grid to smart meters, rooftop solar and EVs they neither own nor control, pushing the attack surface into homes.

In October 2020, Mumbai lost power for hours; investigators later found state-sponsored actors inside the IT networks around the grid. The control layer was designed for physical isolation. It is now reachable, programmable and increasingly automated, and it is often run by a utility crew that has never had a security engineer.

Digital Verity India exists to enhance trust in that world.

Trust is not something you assert. It is something you verify, continuously, against evidence you control. That principle shapes every product we build and every community we convene.

Who carries the cost

Rs 22,845 cr
lost by Indians to cyber fraud in 2024, triple the previous year

Older adults

They are not the group that files the most complaints. They are the group the scammers prize: digital-arrest gangs keep victims on video calls for hours until savings are transferred to “verify” them, and crimes against senior citizens rose nearly 17 percent in 2024. The money moves through mule accounts in minutes. Recovery is rare, and the police stations and cyber cells meant to help are overworked and out of jurisdiction.

36.4 lakh
financial fraud incidents reported in 2024

Small businesses

Criminals target business accounts because the balances are larger and a fraudulent UPI transfer blends into the day’s volume. A spoofed supplier call becomes a payment that settles in seconds; a “KYC update” link becomes a drained current account. With no batch window and no fraud team, the business discovers it in the morning.

1,01,928
cybercrime cases registered in 2024, up 17.9%

Communities on the grid

Power distribution depends on control systems designed for physical isolation that now sit on reachable networks. In October 2020, Mumbai went dark for hours, and investigators later found a state-sponsored group inside the grid’s IT environment. The households, hospitals and local trains downstream had no way to know. As the grid extends to 25 crore smart meters, rooftop solar and EVs, the attack surface reaches into homes no utility controls.

Fraud sources

  • Ministry of Home Affairs / I4C, reply in Lok Sabha, July 2025
  • National Crime Records Bureau, Crime in India 2024, May 2026
  • I4C trend analysis, January–April 2024

Critical infrastructure sources

  • Recorded Future on RedEcho activity against Indian power grid networks, February 2021
  • CERT-In advisories on critical information infrastructure

Who we work with

Banks

Scheduled commercial banks, small finance banks and cooperative banks whose fraud teams are small and who face UPI-speed fraud with no batch window.

Energy operators

DISCOMs, transmission utilities and operators of distributed energy resources rolling out smart meters and rooftop solar, where enterprise IT and the cyber-physical control layer now share one attack surface.

Universities and research programs

Faculty and students who want real problems, real data constraints and real decisions, on work that ships to the institutions above. We work with IIT Madras, VIT and other institutions.

Tell us what you are facing

Banks, energy operators and research programs are all welcome.

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